Fund&Grow’s Online Privacy Policy

CONSENT
Welcome to the Fund&Grow, Inc. website (www.fundandgrow.com the "Website"). This written policy (the "Privacy Policy") is designed to tell you about our practices regarding collection, use, and disclosure of information that you may provide via this Website and certain related services. Please be sure to read this entire Privacy Policy before using, or submitting information, to this Website.

This Privacy Policy sets forth the Website's current policies and practices with respect to nonpublic personal information of the users of the Website. By using this Website, you agree with the terms of this Privacy Policy. Whenever you submit information via this Website, you consent to the collection, use, and disclosure of that information in accordance with this Privacy Policy.

At Fund&Grow, we put the needs of our customers first. The information gathered from you on our website includes personal information such as your name, Social Security Number, date of birth, current address and past addresses, verification documents such as utility bills, phone bills, driver’s license, etc., e-mail address and telephone number(s). If you hire us, any information shared electronically is subject to this Privacy Policy.

PLEASE READ THE FOLLOWING PRIVACY POLICY (OTHERWISE NOTED AS THIS “AGREEMENT”) CAREFULLY BEFORE USING THE WEBSITE BY USING THIS WEBSITE, YOU SIGNIFY YOUR ASSENT TO THIS AGREEMENT. IF YOU DO NOT ASSENT TO THIS AGREEMENT, PLEASE DO NOT USE THIS WEBSITE.

At Fund&Grow, we share your concerns about privacy. We have created this privacy statement in order to demonstrate our firm commitment. The following discloses our information gathering and dissemination practices for all our Website web pages.

COLLECTION OF PERSONAL INFORMATION
We may collect information that identifies you, such as your name, Social Security Number, date of birth, current address and past addresses, verification documents such as utility bills, phone bills, driver’s license, etc., e-mail address and telephone number other identification (“personal information”), when voluntarily submitted by our visitors. We receive and store any information that you choose to enter through the Website, including any submissions that you make or content you provide on or through the Website, e-mails with us or through outside social media promotions that we may sponsor.

• IP ADDRESS - We log all connections to our web servers. Those log files include your IP address. An IP address is NOT personally identifiable information, but general information about your location, connection to the Internet, and your Internet Service Provider. We use your IP address to help diagnose problems with our server and to administer the Sites. Additionally, we will use your IP address to track your navigation of the Sites and we may use your navigation history in current and future marketing efforts to you and to others.
• SECURITY - We care about protecting the security of your personal information, and we have implemented security procedures to protect the personal information that you provide to us. However, no method of transmitting or storing electronic data is ever completely secure, and we cannot guarantee that such information will never be accessed, used, or released in a manner that is inconsistent with this policy. Some of the measures we take are: • Limiting access to personal information to those employees who are critical to communicating with you. • Implementing appropriate physical, electronic and procedural safeguards to guard against unauthorized access or use. • Requiring appropriate consents and protections from our business partners before we share any personally identifiable information. While we strive to protect your personal information, you acknowledge that: (a) there are security and privacy limitations of the internet which are beyond our control; (b) the security, integrity, and privacy of any and all information and data exchanged between you and us through this Website cannot be guaranteed; and (c) any such information and data may be viewed or tampered with in transit by a third party. Moreover, where you may be required to use passwords, or other special access features on this Website, it is your responsibility to safeguard them.
• PASSIVE INFORMATION COLLECTION - As you navigate through a website, certain information can be passively collected (that is, gathered without you actively providing the information) using various technologies and means, such as Internet Protocol addresses, cookies, Internet tags, and navigational data collection. This Website may use Internet Protocol (IP) addresses. An IP Address is a number assigned to your computer by your Internet service provider so you can access the Internet and is generally considered to be non-personally identifiable information, because in most cases an IP address is dynamic (changing each time you connect to the Internet), rather than static (unique to a particular user's computer). We use your IP address to diagnose problems with our server, report aggregate information, determine the fastest route for your computer to use in connecting to our Website, and administer and improve services to our consumers. A "cookie" is a bit of information that a website sends to your web browser that helps the site remember information about you and your preferences. "Session cookies" are temporary bits of information that are erased once you exit your web browser window or otherwise turn your computer off. Session cookies are used to improve navigation on websites and to collect aggregate statistical information. This Website uses session cookies. "Persistent cookies" are more permanent bits of information that are placed on the hard drive of your computer and stay there unless you delete the cookie. Persistent cookies store information on your computer for a number of purposes, such as retrieving certain information you have previously provided (e.g., username), helping to determine what areas of the website visitors find most valuable, and customizing the website based on your preferences. This Website uses persistent cookies. "Internet tags" (also known as single-pixel GIFs, clear GIFs, invisible GIFs, and 1-by-1 GIFs) are smaller than cookies and tell the website server information such as the IP address and browser type related to the visitor's computer. This Website uses Internet tags. "Navigational data" ("log files," "server logs," and "clickstream" data) and "Internet Tags" are used for system management, to improve the content of the site, market research purposes, and to communicate information to visitors. This Website uses navigational data.
• LINKS - This Website may contain links to websites of third parties not affiliated with us. This Privacy Policy will not apply to these third-party websites and the Website is not responsible for the privacy practices or the content on any of these other websites, even where these third-party sites indicate a special relationship or "partnership" with the Website. We do not disclose personally identifiable information to those responsible for the linked sites. The linked sites, however, may collect personal information from you when you link to their site. This collecting of information is not subject to the control of the Website. To ensure protection of your privacy, always review the privacy policies of the sites you visit by linking from this Website.
• TESTIMONIALS - We may display personal testimonials on our website in addition to other endorsements. With your consent, we may post your testimonial along with your name and city/state of residence. If you wish to update or delete your testimonial, you can contact us at service@fundandgrow.com.

SMS POLICY
As part of the services Fund&Grow provides you are opted-in to receiving SMS messages from Fund&Grow with communication and updates pertaining to your account's status.

1. OPT-OUT RIGHTS & DO NOT CONTACT:  You may opt out of receiving emails, text messages, and automated phone calls from us by doing the following:

                                                                          i.      For emails, by clicking “unsubscribe” on any emails from us.

                                                                        ii.      For texts, by replying “STOP” to any text message from us.

                                                                      iii.      Overall, by emailing us at donotcontact@fundandgrow.com as follows:  you must put “Do Not Contact” in the subject line of your email communications and include your name, address, cell phone number, and email address in the email along with an explanation of which types of communications you are opting out of.

 

Fund&Grow may provide periodic offers, offered directly from Fund&Grow. You will be able to opt out of these notices at any time. Text messaging originator opt-in data and consent will not be shared with any third parties.

STATE DISCLOSURES
CALIFORNIA DO NOT TRACK DISCLOSURES - How do we respond to Web browser “do not track” signals or other mechanisms that provide consumers the ability to exercise choice regarding the collection of personally identifiable information about an individual consumer’s online activities over time and across third-party websites or online services? We currently do not respond to DNT signals in browsers. May other parties collect personally identifiable information about an individual consumer’s online activities over time and across different websites when they visit www.fundandgrow.com? No.

NOTICE TO VERMONT RESIDENTS - In response to Vermont regulations, we automatically treat accounts with Vermont billing addresses as if you requested that we do not share your information with nonaffiliated third parties and that we limit the information we share with our affiliates. If we disclose information about you to nonaffiliated third parties with whom we have joint marketing agreements, we will only disclose your name, address, other contact information, and information about our transaction and experiences with you.

NOTICE TO NEVADA RESIDENTS - We are providing you this notice pursuant to state law. You may be placed on our internal Do Not Call List by requesting that we cease calling you by contacting us directly and making such request in writingservice@fundandgrow.com. Nevada law requires that we also provide you with the following contact information: Bureau of Consumer Protection, Office of the Nevada Attorney General, 555 E. Washington St., Suite 3900, Las Vegas, NV 89101; Phone number: 702-486-3132; e-mail: BCPINFO@ag.state.nv.us.

PROTECTING CHILDREN’S PRIVACY ONLINE - The Website is not directed to individuals under the age of eighteen (18), and we request that these individuals do not provide Personal Information through the Website. We do not knowingly collect information from children under 18 without parental consent. Visit the Federal Trade Commission website for more information about the Children's Online Privacy Protection Act (COPPA). If you believe that we have received information from a child or other person who is not of a majority age in their relevant jurisdiction, please contact us at our email or physical mailing address listed in the “Contact Us” section below and we will take all reasonable efforts to remove the information.

CHANGES TO THIS PRIVACY POLICY AND CONTACT INFORMATION
Changes to this Privacy Policy - This privacy policy describes the types of information we currently collect, and the ways we use and protect that information. From time to time, we may collect different types of information and use that information in different ways. In these cases, we may edit this policy to explain the new practices. Because protecting your privacy is very important to us, we do not expect major changes in policy. However, if we do make significant changes in our practices, we will include announcements on the Website home page so that you will know to review the revised policy.

Contact Us:

Email us - Email us at service@fundandgrow.com

Call us - Our customer service team is available at (800) 996-0270 9 am – 7 pm EST Monday through Friday.

Write us - Update your communication preferences by mailing us a letter at: Fund&Grow, 8328 Balm St., Spring Hill, FL 34607. If you have any questions regarding this Privacy Policy, or www.fundandgrow.com, don’t hesitate to contact us!

PLEASE PRINT AND RETAIN A COPY OF THIS PRIVACY POLICY FOR YOUR RECORDS.