Small Business
Is Now A Good Time To Get Started With Credit Card Borrowing?
With an improvement in the current economic outlook and market liquidity conditions, banks are now looking at growth options to increase their earnings. As a response to greater competition and changes in risk appetite, banks and federal associations have eased underwriting standards to expand their loan portfolio and achieve expansion. This spells good news for…
See Full Article Here ->Zero Interest Credit: Too good to be true?
The old adage is that if it sounds too good to be true, it probably is. Browsing through your mail, you’ve likely come across no interest credit solicitations from various institutions and wondered how they can do that. In the case of zero interest credit, the adage actually doesn’t apply. To understand how they can…
See Full Article Here ->Keeping Startup Spending in Check
Those who are beginning a new business generally don’t have an unlimited supply of funds. So especially at first, there are some difficult decisions that need to be made with respect to keeping startup spending in check. Where is it essential to spend? Where can you save a few dollars here and there? There are…
See Full Article Here ->5 Reasons You Need a Business Plan
Guest post by Dave Lavinsky If you’re interested in starting or growing a company, you need a business plan. Your business plan can serve one of multiple purposes as follows. 1. Business Plans Help Raise Funding If you are seeking equity capital, typically from angel investors or venture capitalists, or if you desire a bank…
See Full Article Here ->Why You Should Invest in a Knowledge Base for Your Company
Have you ever had a day when all your working hours have been dedicated to answering customers’ queries? Or one of those days when each customer who calls seemingly has the same questions to ask? If you or your staff spend too much time fielding customers’ questions, it is likely that apart from losing efficiency,…
See Full Article Here ->Retirement investment options for the self-employed
Many folks who have “regular 9-to-5” office jobs contribute to a company-sponsored retirement savings fund, be it 401K or employee pension (or both), or other financial product or service offered by their company. These are great benefits. So are the healthcare benefits, paid vacation time and sick days offered by many companies. If you’re self-employed,…
See Full Article Here ->Small Business Funding: All About the Small Business Association
What is the SBA? The mission statement of the Small Business Administration (SBA) is to “Maintain and strengthen the nation’s economy by aiding, counseling, assisting and protecting the interests of small businesses and by helping families and businesses recover from national disasters.” The SBA was founded in 1953 to assist and protect small businesses in…
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