Five Ways Cloud Computing Is Worth It

The number of businesses converting to cloud technology is going up every day. It is estimated that by 2015, US based small businesses will use and average of seven cloud-based services. Some of you might still be a little unclear about what cloud technology is – well, here is a little info to “clear up”…

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Don’t Let Bank Fraud Destroy Your Small Business

You may have the most wonderful bank in your area. You may even be best friends with your bank representative. But at the end of the day, what happens if your small business is the victim of online bank fraud? Because of the relationships you’ve built with your bank and its people, you might just…

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Is Now A Good Time To Get Started With Credit Card Borrowing?

With an improvement in the current economic outlook and market liquidity conditions, banks are now looking at growth options to increase their earnings. As a response to greater competition and changes in risk appetite, banks and federal associations have eased underwriting standards to expand their loan portfolio and achieve expansion. This spells good news for…

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Zero Interest Credit: Too good to be true?

The old adage is that if it sounds too good to be true, it probably is. Browsing through your mail, you’ve likely come across no interest credit solicitations from various institutions and wondered how they can do that. In the case of zero interest credit, the adage actually doesn’t apply. To understand how they can…

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Keeping Startup Spending in Check

Those who are beginning a new business generally don’t have an unlimited supply of funds. So especially at first, there are some difficult decisions that need to be made with respect to keeping startup spending in check. Where is it essential to spend? Where can you save a few dollars here and there? There are…

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5 Reasons You Need a Business Plan

Guest post by Dave Lavinsky If you’re interested in starting or growing a company, you need a business plan. Your business plan can serve one of multiple purposes as follows. 1. Business Plans Help Raise Funding If you are seeking equity capital, typically from angel investors or venture capitalists, or if you desire a bank…

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Why You Should Invest in a Knowledge Base for Your Company

Have you ever had a day when all your working hours have been dedicated to answering customers’ queries? Or one of those days when each customer who calls seemingly has the same questions to ask? If you or your staff spend too much time fielding customers’ questions, it is likely that apart from losing efficiency,…

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Retirement investment options for the self-employed

Many folks who have “regular 9-to-5” office jobs contribute to a company-sponsored retirement savings fund, be it 401K or employee pension (or both), or other financial product or service offered by their company. These are great benefits. So are the healthcare benefits, paid vacation time and sick days offered by many companies. If you’re self-employed,…

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Small Business Funding: All About the Small Business Association

What is the SBA? The mission statement of the Small Business Administration (SBA) is to “Maintain and strengthen the nation’s economy by aiding, counseling, assisting and protecting the interests of small businesses and by helping families and businesses recover from national disasters.” The SBA was founded in 1953 to assist and protect small businesses in…

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