# Program

- Link: https://fundandgrow.com/program/
- Published: 2026-07-20T21:15:45+00:00
- Author: carolina

Find the right funding program for your business Whether you want comprehensive coaching over 12 months or a single focused effort with performance-based pricing, we have an option that fits. Pre-Qualify NowGet Started Today All business credit cards require a personal guarantee. Accounts typically do not report to personal credit when kept in good standing. How you can work with us Elite Membership $3,997.00 Payment plans available Our flagship program for entrepreneurs who want maximum funding potential with dedicated coaching support. WHAT’S INCLUDED Enroll NowPre-Qualify Today Pay-After-Funding Membership $97.00 +9.00% of funding obtained A streamlined option for entrepreneurs who prefer to pay based on results. WHAT’S INCLUDED Enroll NowPre-Qualify Today Compare your Options Feature Elite Membership Pay-After-Funding Upfront cost Elite Membership$3,997.00 (or payment plan) Pay-After-Funding$97.00 Additional fees Elite MembershipNone Pay-After-Funding9.00% of credit received Funding potential Elite MembershipUp to $300,000+ Pay-After-FundingUp to $300,000+ Program length Elite Membership12 months Pay-After-Funding12 months Coaching duration Elite MembershipOngoing for 12 months Pay-After-FundingOngoing for 12 months Rounds of funding Elite Membership3 included Pay-After-Funding3 included Negotiation training Elite Membership Included Pay-After-Funding Included Business credit building support Elite Membership Included Pay-After-Funding Included More Than Just Applications We don’t just submit forms and hope for the best. Fund&Grow is a coaching program designed to help you understand how business credit works so you can keep building long after your membership ends. 01 We handle the heavy lifting We don’t just submit forms and hope for the best. Fund&Grow is a coaching program designed to help you understand how business credit works so you can keep building long after your membership ends. 02 We equip you to negotiate After an approval comes through, we coach you on contacting the bank to request a higher limit. You make the call with our guidance. 03 We help you overcome denials A rejection doesn’t have to be final. We show you how to reach the right person and what to say to get a second look. This approach is why Fund&Grow clients secure approximately 72.4% more in total credit limits than those who apply independently, by leveraging our coaching and negotiation expertise. How Fund&Grow Works STEP 1 Pre-Qualification Complete a simple pre-qualification form. We’ll review your credit profile and give you an honest assessment of your funding potential. With no hard credit pull and impact on your credit score. Enrollment and Strategy Once enrolled, you’re paired with a Client Success Advocate. They are your dedicated prep-partner throughout the program, helping keep your credit profile application-ready from the first round to the last. They assess your file and turn it into a tailored action plan that flexes as things change. Between rounds you get practical resources, guidance, and honest expectations. You will know what is next, and why each step strengthens your business before the next application round. STEP 2 STEP 3 Personalized Funding Plan Your Funding Specialist develops a tailored strategy identifying the best business credit cards based on your personal credit, existing lender relationships, and business goals. Throughout the 12-month program, we work with you to maximize your total funding potential over three rounds of strategic applications. Coaching and Negotiation We submit most of the applications and coach you through the ones that require your involvement. We teach you how to negotiate with banks for higher limits. If you get denied, we guide you on exactly what to say and who to contact to reverse that decision, in many cases. STEP 4 STEP 5 Build and Scale Beyond access to funding, we guide you on proper credit use, credit limit increases, and strategies to expand your available capital over time. You learn skills that serve you long after the program ends. Start Your Pre-Qualification What You Need to Get Started A few requirements ensure we can help you get the best results. Not quite there on credit? We can point you toward resources to improve your profile before enrolling. Industries we cannot serve Cryptocurrency/bitcoin, liquor stores, cannabis, and adult entertainment businesses. Who Fund&Grow Works With Entrepreneurs and Startups Launching a business and need capital to get started? Traditional lenders won’t talk to you until you have two years of history. Business credit cards work differently. If you have your EIN, we can help you access funding to launch without giving up equity or taking on high-interest debt. Real Estate Investors Deals move fast. You need capital that moves faster. Our real estate clients commonly access $250,000 to $300,000 in available credit within 12 months, giving them the flexibility to act on opportunities when they arise. Small Business Owners Whether you need capital for inventory, marketing, hiring, equipment, or bridging cash flow gaps, business credit cards give you flexible access to funds you can use however your business needs. Established Businesses Already have two or more years of business history? In addition to business credit cards, we can also provide guidance on traditional business loans and non-recourse corporate/vendor credit to expand your funding options. More Than Just Credit Cards Fund&Grow is a coaching program designed to help you access capital and build long-term financial skills. Business Credit Card Strategy Our core service. We help you access 0% introductory APR business credit cards, coach you on applications and negotiations, and guide you throughout your 12-month program to maximize your total funding position. Corporate Credit Building We provide guidance on building your business credit profile, which strengthens your overall creditworthiness and opens doors to future funding opportunities. Vendor Credit Guidance Learn how to establish net-30, net-60, and net-90 accounts with vendors that report to business credit bureaus. These accounts help build your business credit profile and expand your funding opportunities down the line. Business Entity Formation & Support Just starting out and haven’t formed your business yet? We can help you with an LLC setup to get started, or connect you with trusted partners for more advanced entity structures. Resource Center Access Clients gain access to the Resource Center, a curated collection of tools, guides, and partner-trusted services built to support every stage of their business journey. We Stand Behind Our Process If you complete our program and don’t obtain any business credit cards, you may qualify for a refund (a 4% processing fee applies). Every Fund&Grow membership includes this protection. Full details available in our Terms of Service. Ready to access business credit cards? See how much you could qualify for, or choose your program and get started today. Pre-Qualify NowEnroll Today Have a Question? Our business experts are available to answer questions Monday – Friday from 9:00 a.m. – 6:00 p.m. EST Call Us (800) 996-0270 Email Us service@fundandgrow.com Watch our Masterclass Access up to $300K in 0% Intro APR Business Credit Cards Follow us on social media Scroll to top